Learn more about Nortek's financing options.

Nortek has more than 45 years of combined experience repairing, installing and maintaining furnaces and boilers in our customers’ homes. Nortek installs the best available furnaces and boilers, where applicable, in both commercial and residential units.

If a furnace repair is what you need, all Nortek technicians are trained and certified to properly diagnose and repair every make and model of furnaces and boilers.

Check out our financing options in Naperville

Nicor Energy Home Improvement Rebates & Financing

Our financing programs in Naperville make Air Conditioning replacement affordable.

Energy Efficiency Loans

  • Homeowners
  • Businesses
  • Multi-Family Properties

Financing is available to eligible Nicor Gas customers to cover the cost of energy efficiency equipment and improvements in their homes. Installments on the loan are conveniently applied to your monthly Nicor Gas bills.

General rates and terms

  • Fixed-rate loan terms: 4.99% interest rate† for 1, 3, 5, 7‡ , and 10‡ years
  • No fees, points, or closing costs
  • No prepayment penalty, can pay in full at any time
  • Can finance 100% of installation costs
  • Quick approval process
  • Residential owner-occupied and tenant occupied, single-family
  • Unsecured loan (homeowner provides no collateral)
  • Borrowers can finance $500 – $20,000 † Rates subject to change. Customers are subject to the current rate at time of application. ‡ The loan amount must be greater than $8,000 to utilize a 7 or 10 year loan term

Borrower(s) must meet and maintain certain utility eligibility standards in order to take advantage of the Illinois Energy Efficiency Loan (“Eligibility Standards”). You must be in compliance with the Eligibility Standards throughout the loan application process, including up to the time at which your installation is complete and your loan is to be closed and paid. The Eligibility Standards, which vary by utility, are as follows:

The Federal Truth in Lending Act

The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.

For loans covered under TILA, you have a right of rescission, which allows you three days to reconsider your decision and back out of the loan process without losing any money. This right helps protect you against high-pressure sales tactics used by unscrupulous lenders.

Frequently Asked Nicor Questions

energySMART, a Nicor Gas program, offers Energy Efficiency Loans to our customers for energy efficiency equipment and improvements for the home. Customers will be able to make their loan payments as part of their monthly Nicor Gas bill. Nicor Gas will collect the regular monthly loan payments until the loan is repaid.

Recent legislation, public act 098-0586, allows for financing on energy-efficient equipment eligible for a rebate through energySMART. Only equipment listed in our program is eligible for an Energy Efficiency Loan.

You’re eligible if you’re a Nicor Gas customer who:
  • Owns a single-family home, condo or multi-family building with no more than four units
  • Is installing a qualifying improvement in that property (see below for qualifying improvements)
  • Meets lender credit requirements

There is no application fee for our Energy Efficiency Loans. Nicor Gas customers interested in financing their energy efficiency improvements are strongly encouraged to apply.

Energy Efficiency Loans do not appear on a credit report and Nicor Gas is not a credit reporting entity.